The other day while I was transferring the flotsam and jetsam of my life from one purse to another I came across a wrinkled up piece of paper. It was a blank check I had been carrying around for a couple of years. I held on to it because I kept thinking that I’d need it some day. Just like I needed the Chinese 5-spice powder that’s been lurking in the back of my spice cabinet forever or the ball of ridiculously expensive and ridiculously thin yarn that tangles by mere touch.
I’d had this check so long that the bank didn’t even exist anymore–it had been bought by my current bank. So it got me thinking about the last time I’d written an actual check from this account and I couldn’t remember. I’m a big fan of electronic banking. I go online, tell my bank where to send a check and it’s done.
You see, I’m not real good with bill paying. Organization is not one of my core competencies.
So I have the monthly bills scheduled. Drafts and checks are automatic. No more shut off notices from the water company. No more mean phone calls from the cable company. It’s not that I purposely didn’t pay those bills, I just lost them. Or forgot. Or the dog ate them.
When I called to inquire about ordering checks, the fewest I could get was 150. I really only wanted 10.
The question is this–can I go the rest of my life without writing another check on this account–the one used for daily stuff?
Can I get by with electronic bill pay, a debit card and even cash?